Privacy Policy

Last Updated: May 16, 2025

Brightpath Assurance Agency ("we," "our," or "us") is committed to protecting your privacy. This policy outlines how we handle your personal, financial, and medical information in compliance with the Philippine Data Privacy Act of 2012.

1. Information We Collect

To provide insurance/financial services, we may collect:

- Personal Identification: Full name, date of birth, address, government-issued IDs.

- Health/Medical Data (for life/health insurance): Medical history, physician reports (with consent).

- Financial Data: TIN, income documents, bank details.

- Minors' Data: For juvenile policies, with parental consent (via signed forms).

2. How We Use Your Data

- Underwriting insurance policies

- Processing claims and policy renewals.

- Communicating service updates (opt-out available).

- Parental consent is required to process data for minors under 18.

3. Data Protection Measures

We implement:

- 🔒 Encryption: All sensitive data (medical/financial) uses SSL/TLS.

- 🔒 Access Controls: Health data restricted to authorized staff/AXA.

- 🔒 Retention Limits: Medical records deleted after 5 years post-policy lapse.

4. Third-Party Sharing

Your data may be disclosed to:

- AXA Philippines: For policy underwriting, claims and/or aftersales assistance.

- Medical providers: To verify health information.

- Legal authorities: If required by law.

We never sell data to marketers.

5. Your Rights

You may:

- Access/correct your or your child’s data.

- Withdraw consent (may affect services).

- File complaints with the National Privacy Commission.

Contact Us:

📧 [email protected]

📞 +63 962 120 3001