Terms of Service

Last Updated: May 16, 2025

Welcome to Brightpath Assurance Agency’s website, www.brightpathassurance.com. By accessing or using our Site, you agree to comply with these Terms and Conditions ("Terms"). If you disagree, please refrain from using our Site.

1. Use of the Website

– Eligibility: You must be at least 18 years old to request quotes or purchase policies.

– Accuracy: All information you provide (e.g., for quotes or appointments) must be truthful and complete.

– Prohibited Actions: Scraping, hacking, or disrupting the Site.

– Misrepresenting your identity or financial status.

2. Insurance Services

– Quotes: Online quotes are estimates only. Final premiums require formal underwriting by AXA Philippines.

– Policy Issuance: Subject to approval by insurers. We are not liable for coverage denials.

– Claims: Processed through AXA Philippines’ official channels. We facilitate but do not guarantee claim approvals.

3. Intellectual Property

– All content (logos, text, graphics) is owned by Brightpath Assurance Agency or licensed to us (e.g., AXA Philippines’ materials).

– Limited Use: You may view/download content for personal use only. Commercial reuse requires written permission.

4. Disclaimers

– Financial Advice: Website content is general information, not personalized advice. Consult our advisors for tailored solutions.

– Third-Party Links: We are not responsible for external sites (e.g., AXA Philippines’ portal).

5. Limitation of Liability

We are not liable for:

– Errors or omissions in Site content.

– Delays/cancellations due to insurer policies or force majeure (e.g., natural disasters).

6. Privacy

Your data is handled per our Privacy Policy. By using this Site, you consent to data sharing with AXA Philippines for service fulfillment.

7. Termination

We may suspend/terminate access for violations of these Terms.

8. Governing Law

These Terms are governed by Philippine law.

9. Changes to Terms

Updates will be posted here. Continued use constitutes acceptance.

10. Contact Us

For questions:

📧 [email protected]

📞 +63 962 120 3001